Insurance Law
We assist insurance companies, businesses and organisations with complex matters relating to insurance law and tort law.
Our areas of specialisation include insurance claims, liability issues, the interpretation of insurance terms and conditions, and related legal proceedings and other dispute resolution procedures.

Our services
Our key areas of expertise include:
- Interpretation of insurance terms and conditions
- Damages claims and liability insurance
- Legal advice relating to claims decisions
- Insurance cover required under the YSE 1998 terms and conditions, and the scope of insurance policies
- Business risks and proactive assessment of insurance cover
- Management of claims processes
- Appeals against claims decisions
- Insurance litigation, arbitration and mediation
- The insurer’s right of recourse and related legal proceedings and mediations
In particular, we provide comprehensive services to insurance companies in matters relating to insurance and tort law. We assist insurance companies with claims decisions, liability assessments, the interpretation of insurance terms and conditions, and issues relating to the rights of recourse. We represent insurance companies in legal proceedings, including litigation and arbitration proceedings.
We assist our corporate clients with matters relating to operational risks, the assessment of insurance cover and the management of claims. We advise companies on matters relating to property, business interruption and liability insurance, such as assessing the scope of insurance cover, interpreting insurance terms and conditions, and managing claims processes. In addition, we assist companies with matters relating to tort law and associated disputes, where key issues may include, for example, contractual liability, damages, allocation of liability and the grounds for liability.
Our attorneys have special expertise in tort law issues in construction and contracting sectors, including the insurance cover required under the YSE 1998 terms, as well as related issues concerning the duty to insure, the allocation of liability and the allocation of risks.
We also assist international companies with insurance and tort law issues relating to their operations in Finland. Our areas of expertise include insurance law issues relating to international companies’ strategic projects, such as real estate arrangements, investments and large-scale construction projects. In practice, we assist with assessing the scope of the insurance cover, risk allocation, allocation of liability, and the coordination of contractual and insurance arrangements.
We also provide proactive legal advice on matters relating to insurance contracts, insurance arrangements and risk management. We help our clients identify legal risks at an early stage and develop solutions that support business continuity and minimise the risk of disputes. In international assignments, we also take into account specific issues relating to the coordination of different countries’ legal systems, contractual arrangements and insurance solutions.
We offer bespoke training programmes for insurance industry professionals, businesses and organisations. In these training sessions, we take a practical approach to key topics in insurance and tort law, current case law and operational models for the effective management of claims.
Main contact
Niklas Sundqvist
Attorney, Counsel
+358 50 302 6149
niklas.sundqvist@inventio.fi

